Preloader Close

Loan

Personal Loan—
For Self-Employed Retail Business Owners

Loan Details

  • Loan Amount: ₹10,000 – ₹3,00,000
  • Interest: 3.33% per month
  • Tenure: 100 days
  • Collateral: No collateral (Cheque + KYC-based process)

Loan Example

For a ₹10,000 loan:

  • Disbursed Amount: ₹9,000
  • Repayment: ₹100 per day for 100 days

Simple, transparent, and perfect for managing daily business cash flow.

Who Can Apply?

Retail business owners such as:

  • Pharmacy
  • Grocery
  • Textile/Tailor Shops
  • Fast Food Units
  • Fresh Markets
  • Hardware Stores
  • Tea Shops
  • Convenience Stores
  • Mechanic Garages & more.

Eligibility Requirements

Credit Score & History

Your credit score and past repayment behavior help us assess your eligibility.

Bank Statement Analysis

We verify your monthly inflow and outflow to understand your business performance.

Location Visit for business verification

A simple business location verification ensures authenticity and faster processing.

Why Choose Skanda Finance?

  • Fast approval

  • Simple documentation

  • Transparent daily repayment

  • Support for micro and small businesses

  • 5+ years of trusted service